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An advice to Muslims working in the financial sector

Assalam wa alaikum wa rahmatullah wabarakatahu,

Dear Brothers & Sisters,

We are saddened to see Muslims today even those who practise many of the rules of Islam are working in jobs which involve haram in the financial sector. They are working in positions which involve usurious (Riba) transactions, insurance, the stock market and the like. Even though many of the clear evidences regarding the severity of the sin of Riba are known, some have justified their job to themselves thinking that they are safe as long as they are not engaged in the actual action of taking or giving Riba.

Brothers & Sisters,

You should know that the majority of jobs in the financial sector, even the IT jobs in this area are haram (prohibited) as they involve the processing of prohibited contracts. If you work in this sector, do not justify your job to yourself because of the fear of losing your position or having to change your career, fear Allah as he should be feared and consider His law regarding this matter instead of your own desires.

There are very few positions in the financial sector that are permitted, these are those totally unrelated to the actual prohibited contracts.

The following is an extract from english translation of 'The Economic in Islam' by Sheikh Taqiuddin an-Nabhani' that sheds light on the matter: 

"The Rule Regarding Hiring Over Prohibited Benefits 
In order that hiring be legally valid, the benefit must be permitted (halal) in nature. So the employee should not be hired for doing something which is prohibited. Accordingly a worker should not be hired to carry alcohol to one who buys it, or to press it. Nor should he be hired to carry pigs or carrion. At-Tirmidhi narrated from Anas bin Malik, who said: "The Messenger of Allah (SAW) cursed ten types of people regarding alcohol: its presser, the one who asks for it to be pressed, its drinker, its carrier, the one to whom it is carried, the one who serves it, its seller, the one for whom it is sold, its purchaser and the one for whom it is purchased." Hiring is also not allowed over any work of usury, because it is a hiring over a prohibited benefit, and because ibn Majah narrated from ibn Masoud that the Prophet (SAW) cursed the one who takes usury, his agent, its two witnesses and its recorder (clerk)." 

The employees of banks and coinage (minting) departments and all the organisations that deal with usury have to be examined. If the work they were hired to do is a part of the usury work, whether the usury is the product of that work exclusively, or whether it is produced by that work along with others, Muslims are prohibited to perform such works. This includes the manager, accountants and auditors and every work that provides a benefit connected with usury, directly or indirectly. But the work that is not connected with usury directly or indirectly, such as the porter, the guard, the cleaner and the like, these works are allowed, because it is a hiring on an allowed benefit, and because what applies on the recorder and the witnesses of usury, does not apply on them. Similar to the employees of banks are government employees who are involved in deals with usury, such as employees who work in preparing loans with interest to farmers, and Treasury employees who are involved in usury works, and the employees of the orphans departments which lend property with interest. All these are prohibited jobs; anyone who is involved with them is committing a great sin, because it is applied on him if he is the recorder or the one who witnesses usury. Similarly it is prohibited upon a Muslim to engage in any work prohibited by Allah (SWT). 

With regard to the work, whose profit or association in it is prohibited because it is legally invalid such as insurance companies, share holding companies and co-operative associations and the like, they have to be examined. If the work that the employee performs is illegal, or it is of an invalid (batil) or defective (fasid) contract, or results from them, a Muslim is not allowed to handle it, because a Muslim is not allowed to deal with invalid or defective contracts or with the actions which result from them. He is not allowed to deal with any contract or action which disagrees with the hukm shar’i (divine rule), so it is prohibited for him to be hired for involving in them. This is like the employee who records insurance contracts though he dislikes them, the one who negotiates the insurance terms, or the one who accepts the insurance. Similarly is the case of the employee who distributes the profit of the co-operative associations according to the member holdings, and the employee who sells company shares or who works in share stock accounting, and also like the employee who advertises for the co-operative associations and the like. All employees of companies, whose work is legally allowed to be performed, are allowed to be employed in such positions. If a person is not legally allowed to perform a work for himself then he is not allowed to be an employee for doing it because he is not allowed to be hired to do it. So actions which are prohibited to be conducted, the Muslim is prohibited from hiring others to it or to be hired himself to do it."

For further clarity regarding IT positions within the financial sector see: Q&A: Working in a bank or financial sector?

Brothers & Sisters, don't fall into waging war against Allah and His Messenger. How can you justify this to yourself whilst you pray, fast and follow other rules of Islam?

Allah (swt) says:

 يَا أَيُّهَا الَّذِينَ آَمَنُوا اتَّقُوا اللَّهَ وَذَرُوا مَا بَقِيَ مِنَ الرِّبَا إِنْ كُنْتُمْ مُؤْمِنِينَ (278) فَإِنْ لَمْ تَفْعَلُوا فَأْذَنُوا بِحَرْبٍ مِنَ اللَّهِ وَرَسُولِهِ وَإِنْ تُبْتُمْ فَلَكُمْ رُءُوسُ أَمْوَالِكُمْ لَا تَظْلِمُونَ وَلَا تُظْلَمُونَ
“O you who believe! Fear Allah, and give up what remains of your demand for interest if you are indeed believers. If you do not, take notice of war from Allah and His Messenger. But if you turn back, you shall have your capital sums. Deal not unjustly and you shall not be dealt with unjustly.” [TMQ Al-Baqarah: 278-279]

Do not continue upon evil for fear of losing your rizq for this is a matter fixed by Allah. There are many clear texts from the Quran regarding this issue, such as:

وَلاَ تَقْتُلُواْ أَوْلادَكُمْ خَشْيَةَ إِمْلاقٍ نَّحْنُ نَرْزُقُهُمْ وَإِيَّاكُم إنَّ قَتْلَهُمْ كَانَ خِطْءًا كَبِيرًا"
"And do not slay your children, feraing a fall to poverty. We shall provide for them and for you." [TMQ Al-Israa': 31]

إِنَّ اللَّهَ هُوَ الرَّزَّاقُ ذُو الْقُوَّةِ الْمَتِينُ
"Lo! Allah is that who gives livelihood, the Lord of unbreakable might." [Adh-Dhariyaat: 58]

Remember your Rizq will come to you whether you do haram or halal actions to achieve it, therefore why jeopardise your position in front of Allah and your akhira (afterlife) for the mirage of material wealth you chase in the dunya.

May Allah guide us all and give us steadfastness (istiqama).


Anonymous said…
I have question regarding external auditor; I asked question from Hizb and got a written answer telling me that it is Okay. As external auditor verify the details and calculation. But his verification has nothing to do with the contract. Hence the term auditor being haraam is questionable.
Islamic Revival said…
You are correct that the position of an external auditor who only verifies the details and calculations and is not part of the contract of riba would be permitted. The type of auditor mentioned by the Sheikh as a prohibited job is the one involved as part of the the process of riba such as internal auditors.
Islamic Revival said…
The following is from a translation of a Q&A that further clarifies this.



The accountant for usurious accounts:

If his work is restricted to checking accounts for example to record whether they are correct or not. So if the capital is 1000 with 10% monthly interest but the figure written on the invoice/bill after a month is 1099 then the accountant will say this is wrong and he will record this. And if the figure is 1100 then he will record that it is correct. If the reality is this then the expression in the Hadeeth ‘the two witnesses’ does not apply to the accountant.

However, if the usurious transaction (agreement) which is passed to the accountant to decide whether it is in accordance with the principles and the conditions of registration. Such agreements are do not take effect unless they are undersigned by the accountant as to its correctness and that it fulfils the contractual conditions according to the law. In this case the accountant will come under the Hadeeth which mentions the expression ‘the two witnesses’.

Based on the reality that you mentioned it is not clear if checking the transaction (agreement) is what we have mentioned.

If all you do is check accounts then there is nothing wrong with that. If you check the agreement and record its correctness and that it is consistent with the law and this will not be concluded without your signature then your action is not correct.

This applies to all usurious transactions whether in banks, companies or restaraunts.

As for the one who records the usury (kaatib ar-riba), he is the one who records the usurious agreement between the two parties in the (contract of usury).

The meaning of witness refers to the one who witnesses the correctness of this agreement (ie the correctness of the usury contract).
youssef said…

jazak allahoe khair akhie

what about a brother who works in the real estate sector as a broker?
it is related because most of clients buy with riba.

Islamic Revival said…
There is a diviision of liabilities if he is not marketing the riba aspect, if he is simply the middle man in getting buyers interested and then has nothing to do with the processing of the riba based contract then this could be allowed. It depends on depends on the reality of what he actually does
Munib said…

I would like to know if working as an external auditor auditing financial firms such as banks, is this halal or haram
Islamic Revival said…
Salam, it depends what you are doing as an auditor, the q&a abovein the comments answers this question
Mas'ud Hydari said…
Asalam u Alykum WRWB

Dear Brother,
One of my friend helped his another friend in getting a job in Banking sector involving Ribah banking. Now my friend asked me if he has done any blunder in this regard and if he is a siner what must he do to undo it?
Hope u will help....
Anonymous said…
I want to ask you a question that i have a Forex website and some of the Forex and stock companies contact me to run their banner on my website. I have to just paste their ads on my website. Is it permitted? They pay me for the banner.
Islamic Revival said…
It is forbidden to advertise haram goods or services, so if the banners u mention fit that then it would not be allowed
Anonymous said…
السلام عليكم و رحمة الله و بركاته

I am an engineering student in my last year of master.
I am interested in starting my career in consultancy companies. In these companies, you cannot know in advance from which sector your clients will be: retail, transport, energy, financial sectors (banks, insurance companies...) ...
From a general viewpoint, the work is about improving the processes, IT tools (information systems for example) or global strategy of a company to help it be more profitable and competitive on the market. Would such a job be islamically lawful in case of being involved in working for clients within the financial sector?
جزاكم الله خيرا و بارك الله فيكم
Islamic Revival said…
In general consulting as a job is permissable however it must be consulting related to halal goods and services not prohibited ones. So for example giving marketing consultancy to a bank on how it good market its prohibited services based on riba would be haram.
Abdullah said…
as salamu aleykum wa rahmatullah,

is الاحتفاظ بحق الملكية (title retention) like practiced in the west valid in islam?

manaat: i buy a good and pay after 30 days. the seller writes in his contract: "payable within 30 days, Title to {the Goods} shall remain vested in {the Seller} and shall not pass to {the Buyer} until the purchase price for {the Goods} has been paid in full and received by {the Seller}." but the good is already in my warehouse.

a) would it be permissable for me to sell this good (hadith: "do not sell what you do not have")?
SlaveofAllah said…
Assalamu alaykum,

Is it allowed to work in a store that have some haram goods yet one doesn't deal with those haram goods but with the halal goods the store got?
Some argue that both the work you do should be halal inside such a shop and the salary you get should also be from the halal part of the income, is this true and if so how could one ever be sure that one gets their salary from the halal income?
I pressume that whatever the hukm is to both those questions would be the same with regards to services, is that correct?

Sorry for posting it here, since i know my questions aren't related to the financial sector, but wasn't sure as to where to post it elsewhere.
Islamic Revival said…

1. It is permitted to work in a store that may sell both halal and haram goods as long as you have no involvement whatsoever with the haram goods, e.g. if you were a security guard or the like.

2. In such a job you are earning a legitimate wage and thus the income is halal. The Prophet (saw) used to trade with the non-Muslims from the Quraysh whose income was from multiple sources. We are liable for our own actions and not for scrutinising the source of the wage.
SlaveofAllah said…
JazakAllahu khairan
Anonymous said…
are part of the hanafi fiqh if yes the can explain in depth about a external auditor and what they do and what makes it halal income also an you become a accountant thanks
Anonymous said…
so we are allowed to work as accountants as long as we just say what is already there and the interest transaction has already happened so you do not be apart of the sin can i have a direct answer please i have already read the above and i just want to be sure

Are part of the hanafi fiqh
Anonymous said…
Salams, I do website design and search engine optimisation for clients. One of my clint deals with cheque cashing and payday loans. I don't advertise there offering on Any site I own but I optimize their website and online presence so that search engines can find the site easily. Do you think this will be haraam.
Sara said…
Assalamu Alaikum,

I have a question is the post of working in a cement industry as planning analyst halal???
these are the job responsibilities
A Leading Multinational Cement Company is looking for 'Planning Analyst (Contractual)'.

Job Description / Responsibility:
•The primary responsibilities is to support the Strategic Planning Manager in all functions associated with financial reporting, budgeting, project evaluations and economy analysis for the business unit.
•Maintaining an overview of initiatives across the company to identify synergy and opportunities - network and scan the environment internally and externally to identify issues of strategic relevance to the company, contribute in recommending strategies for augmenting short- and long-term business growth.
•Assist in developing and monitoring capital expenditure schedules of the company.
•Assist in developing the company’s overall budget, conduct periodic variance analysis and establish related controls in all the departments.
•Prepare monthly/weekly reports/presentations for the Asia Regional and Mexico central Planning.
•Undertake any other reasonable duties as requested.
Please let me know asap
Islamic Revival said…

Salam, we dislike passing a judgement on such matters with limited information. As has been explained in some of the replies above there is a difference between the one who who looks at accounts and analyses them but is not involved in authorising the riba based transactions. In some jobs 'budgeting' means keeping a track of the income and expenditure of the department/company in others it means having control over the budget - in this case it is not permitted to allow any haram transaction from the budget you control such as riba, purchasing alcohol, etc.
Anonymous said…
I am working in acompany as manager accounts. After month end I ask my assistant to calculate interest on loan obtained from bank on every transaction according to rate given in agreement and record it in companies ledger and compare it with interest charged by bank.

If the amount calculated by my assistant is different from what is charged by bank, than I call the bank manager to correct their mistake, if any.

Although both of us are not conneted with the initial authorization/checking and correctness of the transaction but we do the exercise after the transaction has been authorized and carried out by bank.

The interest based trasaction has already been concluded without my signature but I do the exercise for my satisfaction at month end.

Pleased clarify is this exercise is haram or halal for me and my assistant.
Anonymous said…
salams bro. can you kindly respond to my question on website design and search engine optimisation, posted in 22nd March 2012, Insha Allah ?
Islamic Revival said…
@Bro with question about SEO work: We do not want to give a judgement about these detailed issues, please discuss the full reality of your work with a trusted faqih who will be able to give you a judgement.

On the face of it if one does SEO work for a website (owned by non-Muslims) it is like advertising a shop/store owned by a non-Muslim which sells many things including halal and haram items. To advertise the halal products and inform potential customers of their availability at that store would be permissible but advertising the prohibited product would not.
salam brother;
thanks about your information. and i would to ask you to help me to obtain some articles or any information about Fiqh Tadarooj (step by step), as we know Allah prohibit Al Kuholl (Kamer) step by step (Tadarooj) . then if you or any one read this question please support me.
thanks brother
Anonymous said…
type in the search form: gradualism

you will find many articles

muslim seeking advice said…
Asalamu alaikum wa rahmatullahi wa barakatuh,
I have worked as a telemarketer for a referral company for the last 4 weeks. My role involves cold calling individuals from the country's census records, to convince them that they should purchase funeral insurance, and I collect their details, in order to pass it on to a funeral insurance company. It's advertising, not selling. Most of the time the customers just give their details to keep the peace, and just because the details are passes on, it doesn't necessarily mean the funeral insurance will be purchased. I only found out 2 weeks into the job that insurance is haram for Muslims yet I stayed in the job because I didn't know what to do, and the salary is high. Another 2 weeks after that, I left the job for the sake of Allah, but because I've already spend some of the money that was earned from advertising a haram product, does that mean I've committed a grave sin? And what do I do with the rest of the money that was earned from this job? Also, I have always been suspicious of as to why my salary is so high. I have heard that insurance involves interest but I'm not 100% sure. I am scared that this means I may have indulged in Riba both unintentionally and slightly intentionally as I did develop doubts about the permissibility of my job but I persisted with it as I wasn't sure and didn't know what to do, and was tempted by the high salary. I feel so guilty even though it was only advertising and not selling. I'm not actually sure what my salary was derived from. I'm so scared. I've left my job, and I'm repenting hard for forgiveness. I apologise for the lengthiness of this question but I really want to know if I really did indulge in Riba, and what should I do with the leftover money in the bank account that was earned through this job? Also, how does someone who has consumed Riba repent for such a thing? I feel sick to my stomach to think about the severity of my actions. I feel like a criminal and I would fast for the rest of my life if I had to, just to spare the punishment on Judgement Day. I'm just a seventeen year old revert sister who has no clue of what she is doing. I beg Allah for guidance and mercy. Jazakallah khair for your time and patience.
Anonymous said…
Assalamu Alaikum Wa Rahmatullahi Wa Barakatuh

I am currently facing the prospect of poverty with my family - there are five people to support. I've had an offer from a conventional bank to be part of their IT team and am reluctant to join because I know that part of my work will entail supporting an interest based computer system. However I've tried to find work in other places but its been difficult because my expertise is in that specific field and in the current economic climate, there is little option left. My family is in deep financial distress and I feel guilty - should I just take the job until I find another one which doesnt involve riba? Please help - your advice would be greatly appreciated. I am feeling very desperate.

Thank you.
Anonymous said…
is it hallal to work for an advertising case u r only involved with hallal product's advertising..but the tv ads & other publicity stuff contains non-hallal aspects such as female models & songs
Unknown said…
i want to start a consultancy bussiness regarding admission to colleges...if i giv students,college will pay commission to it halal ????
Anonymous said…
Asalamu alaikum

Can we work for bank clients in a mnc companies?

as many mnc companies have bank and insurance clients.

But we get payroll of mnc companies.Can we supporrt bank clients, as java/.net developer , unix admin or oracle dba
is it halal
Jazakallah khair
Anonymous said…
Assalamu Alaykum

So i wanted to ask, as i have been offered a job position to issue everyday loans with an interest rate. Would it be haram of me too as i am too the middle man?
Anonymous said…
Hi Brothers and Sisters ,

I have question and i really need an answer as soon as possible brother.

I am a computer engineer , I got Job offer with cable company ,(DirectTV) is working for such companies Hala or haram . Knowing that, There are good and bad channel .
Anonymous said…
I work as a quality assurance analyst in a mortgage company, the companies primary business is to build mortgage applications for loan origination and servicing.

Is my job permissible as i am ensuring the quality of mortgage product before it is released to public in production for their websites.
Anonymous said…
Regarding the quality assurance for mortgages, from what you described it sounds like a prohibited job where you prepare aa prohibited contract to be offered to the public and therefore dirwct asitance in haram
Anonymous said…
I applied for a promotion where a variety of jobs were on offer. I had to decline a post due to requirements to relocate. I was offered another role which is concerned with alcohol wholesale registration. It is a new government initiative to reduce those who illegally supply alcohol by not paying the duty on it. If I decline this post I risk losing a promotion altogether. On reviewing the hadith of the ten types of people with alcohol I don't know if this falls into it. It could be viewed that by registering businesses it means that you are enabling them to sell alcohol or otherwise it could simply mean that you are ensuring that traders abide by the law and pay the required duty on the goods they sell. I am confused further since there are a couple of other muslims who will take up the role and say that they are not consuming or selling alcohol therefore the role is not haram. One person even went as far as saying they received a positive sign for the role following istikhara prayer.
Anonymous said…
The work you describe of alcohol wholesale registration is not permitted and falls into the assistance for the storage of alcohol which is haram and falls into the hadith. Rizk is in the hands of Allah and not our employers as many mistakenly believe.
Anonymous said…
assalam alikum
i myself ashfaq ahmed i work in bank and my work is to handle gold loans i used to check the gold of customer explaining rate of interest and sanctioning the loan by pledgeing gold is it haram or halal...?
Anonymous said…
Aoa Dear Brother can you advise me here in SAUDI ARABIA is there any company who is based on islamic banking system?almost every company here takes loan to manage their cashflow problems. I am working as an Accountant in AL BAJRAI GROUP.Our company what i have figured it out applies islamic banking system 90%maybe but still i have a doubt we have long term loans from various banks and my manager usually says its MURAHABA SALES CONTRACT ITS not Haram.My Point is we cannot find any company not taking loan from the bank.What should we do in this Regard?We cannot isolate the LOAN from business.I'm Just very disappointed afterall of the hard work i have done and still im doing is of no worth...i am a student of ACCA And its very difficult to study with a job but i guess its worthless doing all this effort coz im confused whether my job is haram or hilal bcz being an accountant i think there is not a single company who donot takes loan and we the Accountants make agreements post the enteries etc
Islamic Revival said…
Please read the answer on Murabaha contracts from
Islamic Revival said…
@Ashfaq you cannot be part of any riba contract whether based on gold or money
Anonymous said…
We have been hired to develop software for a farming company. The software will be designed such that the client controls the content and products being displayed/ promoted. Pork, however, is one of the company's products. Are we allowed to create the software for this client's use?
Unknown said…
Assalamu Alaikkum (varah)

Dear Brother, I'm a little confused and in a position to take out a call if my work is haram.

I'm working in IBM for the Client WellPoint, which is an Insurance provider in US. What work we do is provide a platform for their programs to run and maintain the computers, servers. Is this job considered as haram.

I've got an offer with the similar job role with CSIL company which is a sister company of Citibank to take care of all its IT operations as said above. Is this also haram ?

Kindly help me in getting an answer for this.
Anonymous said…
Salaam Brothers and Sisters, having read a number of these posts I have now become concerned. I work as an IT Recruiter > I take a job from a financial services firm and i find people who are suitable for that firm. If the firm hires somebody that i have found for them I get paid commission - I have to assume that most of the roles have elements that are deemed haram ie trading related (support). i do not work for the bank directly and do not get involved in their work but find staff for them.

Are my earnings considered haram?

Worried, would appreciate advice.
Anonymous said…
Assalamualaikum brothers and sisters..
I have recently offered a job at an insurance company. My work is to check whether the dental and medical claims are 100% or not. I am not sure if this job is halal or haram . please help
Sarawar Husen said…
in India it does not on which sector you work, they will give you sallary, but you need bank account to get this money, and islamic banking system is not allowed in India, so how we can handle this??
and the second point is that if you are engineer and you are working for any construction company, you are not directly indirectly connected with riba , but this companies have their own finacial programe and they strengthen the system of riba that you can not destroy alone, and they behave like a crony capitalist so if you work for them you are become a part of destroying micro and macro economy of your own country, is it safe to work for them????
Unknown said…
اسلام عليكم

I work as a consultant in internal audit to check that banks are complying with the regulation and that their HR processes are complying with their policy. Is this permissible?
جزاك اللهُ خير
rizwan said…
I am looking for IT job that is oracle apps dba i would like to know is it haram or halal
Anonymous said…
@Rizwan in general being a database admin dba is halal. However it depends if you are actively working on a system that is processing live riba transactions. In this case it may be haram, you need to discuss the reality of the job in more detailed to a brother who is knowledgeable in this area
Unknown said…
I got a job in xl dynamics as a financial analyst.
is it haram. if it is I won't do it just guide plz
Anonymous said…
As salamo alaikum wa rehmatullahi wa barakathu. Am working for a software company, which makes softwares for Banks. Is it halal?
Regards, Shahid
anoonymous said…
assalaamu alaikum

is a career as a mortgage consultant haram or halal. my role is to get them interested and offering the right rate for them.
many thanks
Abdullah said…
We are marketing agents of some financial firms that provide loans. Our task is to market the loan on craigslist and forward the interested leads to the company.

All customers are non muslims. We dont take part in any daily transaction, reporting recording etc etc

is this allowed?

Any haram cent is not worth it at all. Refrain from it, its a test and you will get halal income from alternate sources which you cant even think off
Anonymous said…
Brothers and sisters by reading the article and the answers above most of what you are asking has already been answered. It is not permitted to be part of the contract of riba whether to muslims or non Muslims. Which means that you cannot market riba based contracts nor advise people to take riba based mortgages and the like.
Anonymous said…
I have mathematics degree and want to utilize it but obv halal. A common job is a Data/business analyst but for companies like Provident and co op etc but they have different sectors like food, finance etc. I have read the article so i think working as this analyst would be fine. The job consists of analysing data to find new customers etc. I have been so far avoiding these kind of jobs but reading this and other articles makes me think it could be okay. Im not sure.
Anonymous said…
Assalamu alaikum I have one question about my job I am working two wheeler finance job I feel guilty my self can u suggest me what can I do
Anonymous said…
Salam brothers I work as an accountant in an oil and gas drilling firm..and I know majority of their finance is from loan which they repay in the course of my job halal?
Anonymous said…

Asaalamou Alaykoum

Dear brothers, I am planning to pursue a course in the field of taxation. Taxation is a law of the land, which unfortunately individuals has to abide. Different countries have different ruling on their taxation policy. If a person is a working for firm, it is obvious that the person will have to deal with all kind of goods and services including alcohol and pork. The tax person is to advise his clients how much tax has to paid or not, etc. So what is the Islamic ruling on the above, will my earning be Haraam?
Loans in India said…
Thank you for the useful information shared with you so keep continuing to share such blogs again.
Unknown said…
1) Is it prohibtied to work for the Financial Conduct Authority (FCA) in the UK, which is an independent organisation that regulates the conduct of the financial sector by ensuring customers are treated fairly and encourages healthy competition of the sector?
2) Is it prohibited to work on a corporate deal that involves an acquisition, which is going to be financed by interest but where you are only working on the part of the deal (as a lawyer) by advising the client company about matters relating to other aspects of the deal such as, the employees/ intellectual property?
Anonymous said…
Is working for a huge technology company like Google haram? 90 percent of money that Google makes comes from advertisement. The advertisement is both halal and haram things. Can a Muslim work there as an engineer?
Islamic Revival said…
Salams brothers & sisters,

We are not going to answer the detailed questions as to whether this specific job or that job is permitted or not. Please ask a trusted Faqih or one knowledgeable about this subject for answers to your specific questions.

The following Q&A is also very useful in clarifying the issue of division of liabilities:
Unknown said…
I am offered a job as an accountant in an insurance company dealing with daily transactions payments receipts invoices debtors creditors and etc is it haram?
Syed Fakhir Hassan Naqvi said…
I am a banker and very confused weather i should do this job or not. i am a compliance officer and i have nothing to do with contracts. My work is to act as an anti money laundering officer, and checking of compliance of banking procedures, that includes to see weather bank is generating books from system and checking them. is my job haram..

2nd question is if the organization for which i am working is bank and its earning is from ribah along with other means than how the amount they are paying from it can be justified if my duties which i have to perform under my job description can be halal?
Anonymous said…
I work as a professor of computer science at a private college. Many of the students pay their tuition through student loans which are riba-based. What is the advice in this situation? Is the teaching haram or halal?
Islamic Revival said…
Salams brothers & sisters,

To repeat.

We are not going to answer the detailed questions as to whether this specific job or that job is permitted or not. Please ask a trusted Faqih or one knowledgeable about this subject for answers to your specific questions.

The following Q&A is also very useful in clarifying the issue of division of liabilities:


Editor, Islamic Revival Blog
Anonymous said…

Asalam u Alikum

I do SEO ( Search Engine Optimization ) I about to target clients from western countries ( USA UK CA etc ) I will only target client which are premissble like real estate, dentist etc but in reality they are non muslim so i cant stop them from doing bad like a real estate agent can do bad and right because he is not muslim so he can deal in haram as well halal but my intention is to just provide them service rest is upon to him whether he deal in haram or halal

Please let me know if my work is halal or haram and what should i do
Mussu Tresta said…
Is selling data/ details of people by stalking through fb to companies allowed in Islam..?
Anonymous said…
Assalamualaikum, I am working in a national radio office as engineer, my job responsibilities is to provide technical support for radio transmission.Radio broadcast not only music but also news, sports ,various national program. Is my job halal? My job is a government job, can you please share me the Islamic rules for doing government services.
Samsom said…
ASalam Alikom.
I was wondering if it is haram to teach Arabic to the Army? The Defense Language Institute is not too far and I realized most of the Muslims work there teaching Urdu, Peshtu ,and Arabic. . However, is it Islamicly permissible?
beingprimo said…
I would want to know if working as a government teacher and accepting tax-money salary halal or haram. Allah's apstle said that the people who eats money out of ribba would suffer raising up on the day of judgment. Please reply on this. I'm struggling choosing a career for my future and am looking for a way to earn money to be able to do what Allah wants me to do.

Asalamu alaykum wa rahmatullahi barakat...
ASalaamu Alaikum Wa Rahmatullahi Wa Barakatahu!

I have 2 very urgent questions and I would be very grateful if you could answer as soon as possible, JazakAllah Khair.

1) I am working for a house builder company that builds and sells houses to customers. There are some contracts that the company deals with has interest based transactions, these include products that the company buys and the contracts made with other companies. I am the civil engineer that only deals with producing drawings and corresponding calculations. Do these Riba based transactions make it impermissible for me to continue working for the company? Is my salary therefore HARAM or HALAL?

2) Company Group Pension Scheme - The company contributes to paying for my pension, but is this money permissible for me to accept as there is also inflation affecting how much they pay me which indicates how interest affects the amount that is paid to me? In my understanding, interest is paid to the company (or taken from the company) that I work for, therefore I only receive from the company what I work for, so I don't receive (or pay) any interest BUT I receive money from a company that deals with interest. Could you please clarify. Living in the West has not been easy and very challenging but Alhamdulillah that we have brothers like you who answer these Qestions.

May Allah Subhana Wa Ta'Ala protect us and give us strength and patience and reward you all for your efforts to apply the law of Islam. Ameen

JazakAllah Khair

Anonymous said…
if a person who works in a workplace with full honesty and dedication and even offering extra services for which he is never paid. if he leaves his job there due to unfavorable working conditions yet completes all his tasks before leaving but fails to complete fifteen days. by contract he is bound to serve 15 days after resignation or will leave salary proportioned to that period. although he is not paid for six days he attended the school but remaining nine days which were not attended, its salary was demanded to be returned. now a sense of sin is bothering that person. the employer has clearly told that person to not contact him back in any case. so what should that person do no?
Anonymous said…
Assalamu alaikum
I am working as data entry operator in BPO health care industry which deals with insurance company payment details. Say it's halal or haraam
Anonymous said…
How is buying and selling company shares haram???
Anonymous said…
I am planning to be a insurance consultant and selling life insurances earning by commission, is this haram or not..
Anonymous said…
I do understand that working in a commercial bank is haram and is not permissible. I would like to work in Reserve Bank of India, which has many source of income other than interest. So, is it permissible to work here.
Anonymous said…
Can I STUDY mba in finance?
Anonymous said…
Assalamu 'alaikum wa rahmatullahi wa barakatuh

I would like to know about working in higher education in the US which is largely supported by student loans, in an administrative role, not financial aid, but what if your salary comes from the high interest loans, for example. I'm not sure it's okay, Allahu alam.

Jazak Allah kher
Anonymous said…
Hi is it okie to work as mortgage advisor in bank i a very confused as i have offered the job with almost double salary i am not sue if i should take it ?
Anonymous said…
Working for a co operative bank is halal or not? My relative is planning to start a bank and wan me to work for it. Can I work?
Anonymous said…
Assalamualaikum. Is it permissible to work with asset reconstruction company I.e usually known as ARC company.
Anonymous said…
Have a English law degree
The problem is I took out a student loan that has interest (riba)
What should I do?
I would like to use my education for a career in Property law, Land law become a licenced conveyancer, . Will this be allowed? After taking out the loan and the Career itself?
Unknown said…
Assalam o alaikum,

I am working for a company which provides Central Air conditioning services to Pharmaceutical company. I am mechanical estimation engineer and my work is to do the costing of projects and submit the quotations to client and, to get the order in favour of our company, in parallel to other competitors.

Further, to get the order in our company's favour, company command us to put 3% of project cost as commission (for the client purchase representative as a commission (bribe), to get the order). so, i want to know the following

1. Is this type of calculation is allowed?
2. Does it comes under supporting in haram actions of others.
3. If i decline to do this type of calculation, but company force me to do
so. In this case, i would be sinful?
4. Also, if i do all the calculations except that commissioning part, and
someone else put that commissioning part in quotation. Then will it be
allowed for me to submit the quotation to client.

Jazak Allah Khair
Unknown said…
Assalam valekum, is working in bank as law officer halal, were a person works only to give legal opinion, drafting of notice, keeping case update, following whether case is moving properly in the court.
Unknown said…
Salam brother,
I have been offered an IT Job for an online retail company who will sell various products on their website. My job is to produce e-commerce software. Their selling campaign will work as when someone will buy some items (no minimum quantity required), his name will be included in a lucky draw and if the customer wants to donate that product there will be a double entry in the lucky draw for him. I am confused is this something halal for me to work for. Since people are not losing their money as it generally happened in gambling, it seems it is OK but I am confused.
Any advice would be highly appreciated.

JazakAllah Khair
Abdul Rasheed said…
What is about a Mortgage loan Office who only assist his boss for get approved a client. there is only a fixed salary amount. there is no commission or bonus on it.

please reply.
Anonymous said…
Assalamualaikum I am a mother of 2 children who is currently
Studying in University, my husband is not working due to health issues.
I am working in an import and export company who is selling foodstuff
and Beverages, I m only doing the administration work in the office.
My Question is recently I found out that my company is exporting
Can beers to other countries and I am involved in the documentation
Process. What should I do?? I need the job but I don’t feel good
Doing it. Please help me.

Unknown said…
If the post is Human resource learning and resourcing or Human resource operation which is not directly or indirectly involved in Riba, is that allowed Islamically ? Please reply
Unknown said…
If the work at bank is Human resource learning and resourcing and Human resource operation, is it allowed ? Please Help brother
Anonymous said…
Can you help me to find my Question:
How about Working in a post of medical TRANSCRIPTIONIST, it undirectly deals with insurance policy through in medical field, So can a person transcribe this reports (of Insurance patients)? and if not permissible, what is the hukm of the amount which i have earned in a past
Anonymous said…

Is it haram to work as a business analyst for Gamesys (online bingo company)?

All I will be doing is analyzing data
nerang kaar said…
I want to ask that is it allowed To work as a research analyst journalist for a home loan advising company. Job description including researching and breefing the audience about different kinds of home loans mortgages.
Anonymous said…
Hi :) i wanted to know if there are any possible occupations in industries or businesses that would be allowed in Islam? Not just finance but say in logistics or marketing or such?
Anonymous said…
Well, you are aiding in something that you can call gambling. Even though you are not physically indulging in it, you are aiding the people that do. For example, people that have aided a murder but have no committed it themselves ( sorry for the morbid example, i cant think of any other), they still go to jail for aiding in it. Similarly, by helping the organisers and the clients, you are also doing something haram.
Hope this helped :)
Unknown said…
I am working in finance company I am doing marketing for them is it ok please tell me
Anonymous said…
Salam Alaikum
I want my answer from the manager of this site, please!
I am working in an accounting service provider company in India that my company provides accounting services to multiple other companies consisting of restaurants and so on, maybe those companies have riba share promoters who invested in those companies. And I am recording their all accounts for the first time in my QuickBooks. Some of them are dealing with selling wine also and I am issuing the invoice for them and on behalf of them.

And if those companies pay the tax later, the government is charging interest on them per month, and me, as an accountant should pay to the government portal on behalf of them.

So can I work there or I will come under those who are cursed by Allah and his messenger. Please answer me as soon as possible so that I will act accordingly inshallah!
Unknown said…
Assalam waalaikum
I work in Indian company where work is outsourced from us company which deals with mortgages and our company is doing there part of it halal for me.
Unknown said…
Assalam walaikum,

I have got an offer to work in the bank as IT Technician( Desktop Support) my job will involve supporting and software hardware related issues can you please let me know whether it will be haram or halal. Shall I join or not.
Anonymous said…
is it ok to work for a comparison website that compares energy providers but also mortgages?
Unknown said…
Assalamualaikum brother
I want to study M. Sc in finance and control+ACCA. Is it possible to earn halal money after my graduation. Or do I select any other course. Please reply.
Unknown said…
Assalamualaikum brother
I want to study M. Sc in finance and control+ACCA. Is it possible to earn halal money after my graduation. Or do I select any other course. Please reply.
Anonymous said…

I work for an International bank where i am a collection agent.I collect the EMI dues on their credit cards and when they miss the payment they will get an interest charge and late fee.How ever i will go as per the process and remove all of them when ever required.But i dont get any commision for that and its a contractual role for 6 months.Its haram right ?
Anonymous said…
How is Islamic finance different to other types of finance?

Islamic finance is based on a belief that
🌱1) *money shouldn’t have any value in itself. It’s just a way to exchange products and services that do have a value*.
Linked to this way of thinking about money, is the idea that you shouldn’t make money from money.

This means that wherever possible, getting involved in interest by either paying or receiving it should be avoided.

Another important idea that underpins Islamic finance is that
🌱2) *it shouldn’t cause harm*. 👇
For that reason, Islamic financial services should not invest in things like alcohol, tobacco, and gambling or anything that can cause a harm to the society.

🌱3) *Islamic finance also encourages partnership*. 👇
This means that, where possible, both profit and risks should be shared.

*This can be between two individuals, an individual and a business, or a business and a business*.

Anyone can use Islamic finance products and services – you don’t have to be Muslim.
Anonymous said…
Assalamualaikum is working in a epf or gpf office of the govt. Halal or haram ,(provident funds)

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